Nigerian crypto platform Breet is expanding beyond retail users with the launch of a new application programming interface that allows businesses to accept stablecoin payments from customers. The move reflects a broader shift in how digital assets are being used across emerging markets, where stablecoins are increasingly functioning as payment infrastructure rather than speculative instruments. Designed to support assets such as USDT and USDC, the API enables businesses to receive dollar denominated payments while abstracting the technical complexity of blockchain operations. For companies operating in volatile currency environments and fragmented financial systems, stablecoins have become a practical alternative to traditional payment rails. As cross border commerce and digital services grow across Africa, infrastructure that simplifies crypto based payments is gaining relevance among startups and enterprises that want access to global customers without relying on slow or costly banking channels.
Despite rising demand, stablecoin acceptance remains limited among businesses due to operational and technical barriers. Managing blockchain confirmations, wallet infrastructure, transaction fees, liquidity, and custody introduces engineering and risk challenges that many companies are unwilling to take on. Regulatory uncertainty further complicates decisions around asset conversion and storage, particularly for startups without dedicated compliance resources. Even stablecoins introduce exposure to settlement timing and operational risk that can disrupt cash flow. These frictions have slowed adoption despite clear use cases in remittances, online commerce, and digital services. As a result, many businesses prefer solutions that allow them to benefit from crypto payments without directly handling private keys or interacting with blockchain networks. This gap between demand and implementation has created space for infrastructure providers focused on abstraction rather than deeper crypto exposure.
Breet’s API is designed to lower these barriers by handling wallet generation, transaction monitoring, and settlement on behalf of businesses. Companies integrating the service receive payment confirmations through automated systems and can choose whether funds are settled in stablecoins or local currency. The platform targets high volume use cases such as fintech wallets, gaming platforms, and marketplaces that need fast, reliable payment processing without building crypto systems in house. By pricing the service on a usage based model, Breet aligns revenue with transaction growth rather than upfront integration costs. The approach mirrors broader trends in fintech infrastructure, where simplicity and reliability often matter more than technical depth. As stablecoins continue to gain traction across African markets, tools that convert crypto functionality into familiar payment workflows are likely to play an increasingly central role.
