EBANX has expanded its deployment of network tokens to Colombia, Peru and the Dominican Republic after initial results across Brazil and Chile showed significant reductions in fraud related declines. The company reported that early testing demonstrated an improvement in approval rates and contributed to stronger transaction stability across high volume digital payments. Network tokens replace sensitive card credentials with secure dynamic identifiers generated within card network infrastructure, reducing vulnerability to compromised data and supporting frictionless repeat billing. EBANX stated that merchant adoption has accelerated rapidly, with more than one hundred companies across sectors such as software, gaming and online retail using the technology. In Colombia alone, EBANX is processing more than two million monthly transactions through tokenized channels, with approval rates averaging ten percentage points higher than traditional card data flows.
In Peru, EBANX currently offers the only network token solution across both major international card networks, giving local merchants broader access to infrastructure designed to support consistent payment performance. The company noted that seven out of ten card transactions processed through its Peruvian platform now use network tokens, with approval rates improving by more than seven percentage points compared with non tokenized activity. Sectors such as SaaS, subscription services and streaming have shown the strongest gains, reflecting the role of tokenization in stabilizing recurring billing patterns. EBANX expects further benefits as the country’s e commerce market expands, projecting annual volumes to surpass thirty billion dollars in the coming years. The stability offered by dynamic tokens has helped reduce disruption tied to card reissuance and credential updates, which historically created friction for merchants across the region.
The launch in the Dominican Republic marks EBANX’s first deployment of network tokens in a Caribbean market and extends its ongoing collaboration with AZUL, the country’s primary electronic payments provider. Early results indicate that tokenized transactions are achieving approval rates above ninety percent, reinforcing demand for secure alternatives that reduce exposure to fraud and operational inconsistencies. Executives at EBANX and AZUL noted that the technology supports rising digital commerce activity and prepares local markets for higher transaction volumes. Tokenization has gained traction among financial institutions and regulators across Latin America as a tool that aligns with established payment network standards while improving consumer protection. Industry analysts believe adoption will continue to grow as payment providers, banks and merchants seek reliable methods to manage increasing transaction loads without sacrificing security or continuity. EBANX plans to expand the rollout to additional markets as part of its strategy to strengthen digital payment infrastructure across the region.
