Liquidity is often discussed as a simple concept. For retail participants, it usually means how quickly an asset can be bought or sold without affecting price. If markets appear active…
Cross-border digital settlement is often discussed using complex technical language that obscures its practical purpose. For many readers, the mechanics behind moving value across borders can feel abstract, even though…
Stablecoins are often discussed as simple tools that maintain a stable value. For many retail users, evaluation begins and ends with whether the price holds steady and transfers work smoothly.…
Settlement finality is a cornerstone of financial stability. It defines the point at which a transaction is irrevocable and unconditional, allowing participants to manage risk with confidence. For decades, finality…
Blockchain technology first entered financial discussions through open, permissionless networks that emphasized decentralization and public access. While these systems demonstrated technical possibility, they also raised concerns around governance, compliance, and…
Cross-border payments have long been described as inefficient, slow, and costly. For years, reform efforts focused on incremental upgrades to existing systems, aiming to improve speed or reduce fees without…
Tokenization was once discussed as a future concept tied to experimentation and proof of ideas. Early conversations focused on potential efficiency gains without clear pathways to adoption. For many institutions,…
Discussions around digital finance often blur the line between digital money and digital settlement. These terms are frequently used interchangeably, creating confusion about what is actually changing in financial systems.…
JPMorgan has launched its first tokenized money market fund on a public blockchain, marking a notable expansion of institutional finance into onchain infrastructure. The product represents a traditional money market…
The U.S. Federal Deposit Insurance Corporation has taken its first concrete step toward supervising bank issued stablecoins by proposing a formal application framework for depository institutions seeking to operate stablecoin…